What You Should Know When Buying a Home

A home can still be the best investment an owner can buy for the long-term. Over the years, building codes have been raised to much higher standards. Part of the home purchase mortgage process is having an insurance policy in place. The insurance companies now require a certified contractor to perform a four-point inspection. This consists of the roof, plumbing, heating, and Air conditioning systems as well as the electrical system. If these elements are not up to safe acceptable standards, then you will be required to fix them without insurance, a mortgage, and the inspection will be at your expense. Your Winter Park electrician may be able to handle this inspection for you if you simply call and ask if they are qualified.

There are many things to look for when it comes to your roof. First, make sure that the roof still has it’s color, has not lost much granules, and has not cracked due to being dry and brittle. It is imperative that the plumbing does not have any leaks and all water pressure is at 100%. When it comes to the air and heating, there should be no broken ducts and air-flow should be consistent. All electrical outlets should have a 3-prong grounding system and the home should not have a Federal Pacific or Zinsco electrical panel or interior aluminum branch circuit wiring.

Changing out the electrical boxes in your home is not a major expense, but replacing the wiring can be a big financial commitment and should be done by a professional Winter Park electrician. If you have aluminum wiring your house was most likely built in the late 1960s to early 70s and will have a shallow pitch roof. The NEC allows copper modifications at the junction boxes where the electrical devices are, however, the insurance companies do not accept that. If you can find an insurance company that will cover you in that case, you will be paying about double what you should be.

In order to upgrade and rewire an existing home can be very expensive. After you have all of the boxes, devices, fixtures, and wiring removed and terminated, you must proceed with new boxes, fishing the wiring through the walls, snaking cables across the ceiling and opening up parts of the walls and ceiling. After all the wiring is complete, then you must repair and texture all of the drywall and paint. Again, this process can be very costly and time consuming, so keep this in mind and make sure that you do your due diligence ensuring that you know what to do when buying a home in Central Florida.

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